The Illusion of a Solvent Economy
Loan Payoff Simulator

Before we begin, let’s ask a few simple questions.

📌 Is the economy solvent?
📌 Where does money come from?
📌 Can all debts be paid off, or is there something fundamentally wrong with the system?

Most people assume that if you borrow money and work hard, you can pay it back. But have you ever stopped to ask: Where does the money to pay the interest come from?

If every dollar in circulation was originally borrowed into existence, then all money is debt. But if every loan must be repaid with interest, and no new money is created to cover that interest, then it follows that:

🔹 The total debt will always be greater than the total money supply.
🔹 Somebody must always be in debt.
🔹 It is mathematically impossible for everyone to be debt-free.

This means that the entire financial system is a musical chairs game, where debtors compete to stay afloat—until they can’t.

💡 What we are about to prove is that under this system, debt is not just common—it is an absolute necessity.

Even if Bob is perfectly responsible, he will still go broke. And the reason for that is baked into the math itself.

👉 Let’s use a simple loan to demonstrate this fundamental flaw.
If the banking system is truly fair and solvent, Bob should be able to pay off his debt.

🚀 Let’s begin.

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